Healthcare Reform

On November 3rd, Henry Smith, III, a partner of Smith & Downey, a law firm specializing in employee benefits, executive compensation, and labor and employment law presented valuable information on Healthcare Reform to our clients and prospective clients. Important tasks facing employers include identifying if their health plan is grandfathered or nongrandfathered, maintaining their grandfathered status, and providing the required grandfathered plan notices; provide required notice regarding coverage for children until age 26; and determining if they are eligible for the Small Business Health Care Tax Credit. If you need more information on these or other topics relating to Healthcare Reform, please contact me via email at corinne@bowersinsurance.com or at 301-791-7910 x106.

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Five Things To Discuss With Your ERIE Agent Before Sending Off Your College Student

1. Auto Insurance - Your household might get a discount when your child goes off to school and leaves his or her car behind.

2. Homeowners Insurance - Usually the belongings of your child are covered by your homeowners, but it is still a good idea to make sure.

3. Renters Insurance - Very important to discuss if your child is moving from a dorm to an apartment.

4. Life Insurance- If student loans are involved, life insurance can help in the case of an unexpected tragedy. Hopefully this never happens and if it doesn't then a student can opt to carry the life insurance to the next stage in life.

5. Personal Catastrophe Liability - For those unexpected accidents, the extra liability coverage can help protect you should a lawsuit ensue from a big mistake.

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